Realtors
When you're asked to help your clients with homeowners coverage, come to the local insurance firm who has assisted Realtors and Associates since 1954, J.P. Perry Insurance.
- Superior coverage at lower prices
- Phone quotes
- Policy delivery to closings
- Emergency service if needed
- Many discounts available such as: alarm, new home, over age 50, nonsmoker, multipolicy, guard gate and others.
- Portfolio policies available to combine home, auto, boat, etc. into a single policy
- Special upscale homebuyers policies
Personal Insurance (Auto and Home Insurance)Expand all product descriptions.
Get a Quote and Learn Inside Information About Home Insurance
Helping Jacksonville, St. Augustine, and Ponte Vedra homeowners with insurance since 1954
Getting good, affordable homeowners insurance in Florida can be tough...unless you know the right people. J. P. Perry has been helping Jacksonville, St. Augustine, and Ponte Vedra homeowners insure their homes for over 50 years. We have seen the home insurance market expand and contract and we have seen companies come and go. But through it all, J.P. Perry has continued to attract quality home insurance companies so our customers have never been without quality homeowners insurance alternatives.
The quality of home insurance comes has more than one facet. First, and foremost, you want to know that a home insurance company will be able to pay claims - even in the event of a devastating hurricane or other catastrophic event. Financial ratings, from rating services like A.M. Best and Demotech are good indicators of an insurance company's claim paying ability - the current financial rating for all our insurance companies can be accessed from our Insurance Companies page.
Insurance company claim service is a second quality component that plays a role in the selection of insurance companies J.P. Perry represents. Speed of insurance claim settlement, fairness of loss payments, and clear, consistent communication throughout the claims process are the yardsticks by which we hold our insurance companies accountable.
And finally, a quality home insurance company should provide a range of important coverage and discount options such as:
- Extended replacement cost coverage home and contents
- Home business insurance protection
- Enhanced insurance for valuable personal property like jewelry, art, and collectibles
- Additional coverage for structures like pools, piers, and screen enclosures
- Excess liability coverage
- Discounts for safety devices
- Discounts for multiple insurance policies
Contact us anytime, or call if you are ready to step up your home insurance protection at (904) 268-7310!
Or, complete our simple, online home insurance quote request form.
J.P. Perry insures over 4,100 households in North Florida, that's a lot of votes of confidence from drivers in Jacksonville, St. Augustine, and Orange Park
Car insurance isn't as simple as we might like it to be, but J.P. Perry can make choosing the best protection, service and saving money seem that way. Our number one objective is to get you the best card insurance protection for the best rate. We can often increase protection limits by $100,000 or more, and still save you money on your auto insurance premiums.
The right auto insurance for Jacksonville, St. Augustine, and Orange Park drivers
J. P. Perry represent top rated auto insurance companies such as Progressive, Travelers, Auto Owners and many others. That gives us the independent flexibility to find the right auto insurance for you or your family's protection needs. The cheapest auto insurance usually the best insurance - the best car insurance is the insurance policy that protects you from potentially devastating lawsuits - and we can often do that while saving you money at the same time.
Selecting the right company, the right collision and comprehensive policy deductibles for each of your vehicles, and combining policies are a few ways we can help get you the best auto insurance coverage for your dollar but there are a few other ways to reduce costs - check out our blog post, Manage Automobile Insurance Costs.
Call us anytime you are ready to step your car insurance protection at 904.268.7310!
...take advantage of J.P. Perry's expert guidance as we shop the market for you to find the best combination of protection and savings.
One little policy does a lot. A condominium insurance policy reimburses you for damage to your condo, from the walls in, and from a variety of causes. If your condo is totally destroyed or you cannot use it for a period of time, your condo owners policy will also cover that. The insurance extends to your condo's contents and liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership and additions and alterations to your residence.
One little policy does a lot. A renters policy covers all most all of your personal property in your apartment, and in some cases, out of your rental unit. The insurance extends to your home's contents and liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership.
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Learn About Small Business Insurance Options or Get a Quote
J. P. Perry insures over 1,600 businesses in Jacksonville, St. Augustine and beyond - small, medium and large
J.P. Perry understands that small business owners have to wear a lot of hats, and sometimes it's hard to find time to put on your business insurance hat. A Business Owners Policy, sometimes called a BOP for short, is a convenient yet comprehensive way to handle small business insurance needs.
A BOP is a type of business insurance policy that bundles several crucial insurance coverages together, much like a homeowners policy. A BOP can be customized and other business insurance policies can be included to adapt standard business insurance coverage to your small business' specific needs. Some of the important insurance coverages included in a Business Owners Insurance Policy include:
- Insurance for your business premises
- Insurance for your business personal property
- Business interruption coverage
- Liability insurance
Coverage that can be added through separate policies to make your business insurance program complete include:
- Business Auto Insurance
- Workers Compensation Insurance
- Inland Marine insurance for tools and equipment
For those businesses that have grown from small to medium or large, a Commercial Package Policy provides even greater flexibility. For a brief overview of small business insurance, take a look at our blog post, Small Business Insurance Basics.
Or, Contact Us or call today to set up a consultation and get a business insurance proposal.
Or, complete our simple, online Business Owners Policy insurance quote request form.
Learn About Business Insurance for Medium and Large Operations
J.P. Perry represents over 80 insurance companies - we can get your business the right insurance at the right price
As your business grows, so too do the demands on your business insurance program. More employees, changes in business operations, more locations, greater dependency on suppliers are just a few of the examples that require changes to your commercial insurance program. Small businesses are often more than adequately served by a Business Owners Policy. But medium and large businesses generally need to start with a Commercial Package Insurance Policy (CPP).
The CPP includes two or more separate business insurance policies; by bundling individual business insurance policies together in a CPP your business will qualify for a business discount. Some business insurance policies that are commonly included in a Commercial Package Policy include:
- Commercial Property Insurance
- Commercial General Liability Insurance
- Business Auto Insurance
- Inland Marine Insurance for tools and equipment
- Crime Insurance
- Equipment Breakdown Insurance
Other business insurance you may need to consider that are not packaged with a CPP include:
- Directors and Officers Insurance (D&O)
- Employment Practices Liability Insurance (EPLI)
- Life, Health and Disability Insurance
Learn a little more about business insurance for medium sized businesses by reading our blog post, Medium Sized Business Insurance Basics, or...
Or, Contact Us or call today to set up a consultation and get a business insurance proposal.
Or, complete our simple, online business insurance quote request form.
Information Needed for General Agreement of Indemnity:
- Federal ID Number of each corporation
- Full Name and Social Security Number of each stockholder and their spouses
- Home Address of each stockholder and their spouses
- Legal Name and Address of Corporation.
- For Bid Bond Purposes - State(s) of Incorporation
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Just as essential is disability insurance. A study performed by the American Council of Life Insurers showed that a 35 year old is six times more likely to be disabled than die before they are 65. Disability policies can be tailored to supplement employer benefits, provide benefits to the self-insured, or to fund a business disability buy-sell agreement.
Just as essential is disability insurance. A study performed by the American Council of Life Insurers showed that a 35 year old is six times more likely to be disabled than die before they are 65. Disability policies can be tailored to supplement employer benefits, provide benefits to the self-insured, or to fund a business disability buy-sell agreement.
There are more health plans than ever before and increasingly plans are finding ways to balance important financial protection from medical care costs with premium. Budgeting. Let us know what your unique needs are and we will find a program to fit your protection requirements and budget.
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