Ever since COVID conditions began, people have being staying at home, and as a result, have had more visitors to their home. These people include food delivery, online deliveries, home repair or home improvement workers, baby sitters, neighbors and family members visiting for home gatherings rather than going out in public. As is always the case, the more people you have coming through your home, the more liability you have for someone getting injured.
The popularity of RVs in the U.S. is growing at a phenomenal rate with over 11% of households owning an RV, along with 15 million RVs owned by millennials. But for RV owners in Florida, you need to know that state law requires insurance on any motorized RV. But it can be unclear as to whether your RV would be covered under an auto insurance policy, a homeowners' policy or a combination of the two.
While April showers bring May flowers, it can also cause you to think about how water can damage your home. When it comes to water damage to your home and personal items, your homeowners' policy may or may not have it covered.
A major consequence of the pandemic has been the way people have decided to work. While being confined to their home, many people realized they would rather work for themselves, which is proven by the huge surge of new business applications, from 987,500 in 2019 to 1.4 million in 2021, according the Jacksonville Business Journal.
With the warmer months coming around, people in Northeast Florida are looking to hit the water with various types of boats and watercraft. And along with all of the boating and fishing fun comes the potential for personal liabilities. That's why it is important that you have adequate insurance coverage.
Many people are using a new way to make extra income throughout the year by turning their property into short-stay rentals. Signing up for a home-sharing service like AirBnB or VRBO is a fairly easy process. With just a few photos and some clicks, you can have your property on the website and have your own mini-hotel business up and running very quickly.
Large or established businesses often have top level management and policies guided by a board of directors. But boards exist all around us and not just in a corporate setting. In each case, individual board members can be held liable for their actions or the actions of the board of directors and subject to lawsuits.
Continue Reading...
Flooding causes more property damage than any other weather related event and occurs in all 50 states. You should understand potential flood vulnerabilities you may have at home. The Red Cross or the local planning and zoning department can help you if you are unsure.
Continue Reading...
Both small and large businesses can have numerous insurance needs. And even though most standard lines of business insurance policies cover most risks, those companies that have unusual or high-risk endeavors involved in their business operations may need even more protection with specialty insurance.
Today our lives are dependent on computers, iPhones and other electronic devices, regardless of where we are... at work, traveling or at home. And with so many people working from home, these devices have become a valuable asset. However insuring them can be tricky depending on whether your devices are for personal use, business use or use for a home-based business.
J. P. Perry Insurance | Privacy Policy | Powered By Confluency Solutions