We are in the middle of what appears to be a very busy hurricane season. It is important that you take every precaution possible to protect your family and your property. In addition to the usual preparations you should take during an oncoming storm, the staff at J.P. Perry Insurance wants you to consider the insurance aspects of a storm's impact.
Before there is a storm on the horizon, you need to evaluate your homeowners' policy to make sure you have adequate coverage because insurance companies will not write policies when a hurricane watch is in place.
With the advancement of technology that performs so many tasks within the home, more people are either converting their residences to "Smart Homes" or they are adding technology to handle specific functions. Not only does this technology makes our lives easier but it also keeps us safer. And one byproduct of his transformation is lower homeowners' premiums. By providing another layer of automated protection, insurance companies are seeing lower claims. The type of technology insurance companies like to see installed include...
For business owners, especially those dealing with the public, operating during a pandemic, is a complicated situation. For the protection of customers, staff and your business, you need to follow CDC safety protocols that include measures such as requiring face coverings, limiting occupancy, posting instructional signage and using floor markings for social distancing. But in addition to protection from the direct exposure of the virus, company owners need to be aware of the indirect consequences affecting business insurance caused by COVID-19.
As the virus pandemic continues to hang on, it becomes more disruptive to business operations and could create additional liability exposure and complications regarding specific areas of business insurance. It is important that companies understand the potential exposures from COVID-19 and take precautions to limit their liabilities. The professionals at J.P. Perry Insurance see complications involving the following areas...
Right now there are many uncertainties regarding your kids going back to school in the fall. Many of these concerns are centered around elementary and high school students with issues such as your child having an underlying health issue; practicing social distancing, hand washing and limiting social circles. While these issues also face your kids heading off to college, there are other protections you need to provide that are not usually on your college "back to school" list. Liabilities and risks can follow your child to the college campus and J.P. Perry Insurance suggests you consider four major insurance coverages to protect them away from home.
Summer is when most employees take vacations. And many are using this down time from the virus to take time off. As an employer, it is important that you provide benefits, such as vacations, to help recharge workers and to provide the kind of benefits that attract and keep good employees. But employee benefits don't stop at just vacations.
In some areas of the country, having an air conditioner is an absolute necessity. But in other areas, such as in the Rocky Mountain Regions, staying cool indoors takes some diligence and effort. Whether your home is equipped with AC or not, here are some things you can do to keep your spaces cooler this summer.
The heat can be brutal in Jacksonville, especially in July and August. And unfortunately that may be just the time your air conditioning breaks down. That's why J.P. Perry recommends that you do everything you can to make sure your system is running efficiently, including...
While the summer of COVID-19 continues, many Americans are looking for ways to get their recreation and vacation fixes without putting themselves at risk. Having a good old-fashioned day at the beach is a great option. Whether you're trying to minimize the risks of the virus or a jellyfish sting, make sure to follow these guidelines during your excursion to stay safe and protected.
The American Automobile Association (AAA) predicts that 97% of travel this summer will be by car. COVID-19 and concern about minimizing health risks are the major reasons people are taking to the road for their vacations. So the staff at J.P. Perry Insurance wants you to be aware of various risks involved in driving this summer.
Deciding to sell your small business is no small decision. Whether you're moving on to a new opportunity, shifting your professional focus, or just handing over the reins to an owner with fresh enthusiasm, it's always bittersweet to let go of something that you undoubtedly poured yourself into. Here are some things you can do to ease the transition and leave on a positive note:
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