vacation

Road trips always seem like a great idea, but when there are kids in tow, it's not always as free-wheeling as one may have imagined. There's likely to be fidgeting, potty breaks, and are-we-there-yets, punctuated by the occasional, but often brief, nap-induced silence. But, it needn't be so. While every road trip involves an inevitable speed bump or two, here are a few suggestions for a smooth ride to keep smiles and sanity intact.
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When dealing with insurance policies, whether it's personal coverage, business insurance or employee benefits, there are many terms that come into play that describe concepts, tools and policy types that are unique to the industry. This specialized vocabulary can be confusing, particularly in cases like when you are trying to determine the difference between market value and replacement value. While your best strategy is to have your J.P. Perry agent help guide you through technical and complex policies, we have listed some of the more used terms along with their meanings that you will find within insurance policies.

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